TOOL API

DiagnoseFundPortfolio

Obtains comprehensive analysis and evaluation of user's current fund holdings including asset allocation status, inter-fund correlation, and historical backtest performance. The report scores and diagnoses from three dimensions: risk diversification, asset class distribution, and return performance (1-5 points), and provides corresponding optimization suggestions. Analysis includes: Asset Allocation - evaluates reasonableness of current asset class distribution and provides diversification suggestions; Correlation Analysis - calculates correlation coefficients between funds and assesses risk diversification; Backtest Performance - simulates current allocation performance during historical periods including annualized return, maximum drawdown, and volatility